99% Approval Rate With Acima Credit
No Credit Checking
99% APPROVAL RATE! Acima will help you buy what you need today and they will give you 12 months to pay for it – regardless of your credit score. Apply online, on your mobile device, or on your computer. It’s easy to apply and even easier to be approved.
You apply, get approved, then you shop. It’s that simple.
Four Simple Questions
Approval requirements
Acima doesn’t ask a lot. Their approval rate is 99% and the approval process boils down to four, simple questions

Income History

Do you have a three-month history with your current employer or source of income?


Checking Account

Have you had a checking account for at least 90 days?


Monthly Income

Do you deposit $1,000 or more into your checking account each month?


Checking Activity

Is your checking account free from NSFs, excessive overdrafts, and negative balances?

Acima is on your side
Flexible payment options
You can choose from weekly, bi-weekly, twice monthly, or monthly payment schedules designed to align with your paydays. Whatever works best for you.

Pay Over 12 Months

Take time to repay your account over 12 months with payment scheduled to align with your payday.


90-Day Payment Option

Payoff within 90 days and we’ll simply close your account for the amount financed.


Early Payoff Discount

Payoff after 90 days and save 25%
or more on all outstanding payments.

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Take advantage of
Section 179 tax deductions.

Here is how it works:

Let’s assume that you purchased a total of $5,000 of salon equipment for your salon. By taking advantage of Section 179, you can deduct the entire $5,000 from your net income in the first year you use it.

So, assuming you are in a 35% tax bracket, you will have a tax savings of $1,750, meaning a lowered cost of equipment for your salon to $3,250!
It is that easy
Apply Now!